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Sample contract analysis

Risk score
82
Net-90 payment terms
High risk

Client will remit payment within ninety (90) days following final approval of deliverables.

This turns your cash flow into the client’s free financing. For freelancers, anything beyond Net-30 materially increases collection risk.

Suggested fix: Replace with: Payment due within 14 days of invoice, with a 50% upfront deposit before project kickoff.
Unlimited revisions
Medium risk

Contractor agrees to provide unlimited revisions and modifications at no additional charge.

This creates uncapped work with no mechanism to protect your time or margin when scope expands.

Suggested fix: Replace with: Includes two revision rounds. Additional revisions billed at the standard hourly rate.
Full IP transfer before payment
Critical

All work product, drafts, concepts, and derivative materials become exclusive property of Client upon creation.

You lose leverage before getting paid and may surrender portfolio usage or reusable know-how.

Suggested fix: Replace with: IP transfers only after final payment, excluding pre-existing tools, templates, and portfolio display rights.
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What users see
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The Contractor agrees to provide unlimited revisions at no additional cost. Client shall pay within 90 days of final acceptance. All work product, drafts, and concepts shall be exclusive property of Client upon creation...
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Analysis summary
This contract needs negotiation.
Risk
82/100
1
critical clause
2
negotiation fixes
1
ready-to-send counter
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Ask for a deposit and shorter payment terms before signing.

TermGuard highlights cash-flow risk first because delayed payment and uncapped revisions are the fastest path to underpaid work.

Suggested language: “Project begins after a 50% upfront deposit. Remaining balance is due within 14 days of final delivery. Scope includes two revision rounds, with additional revisions billed separately.”
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